Terms of service

Last updated: 27 October 2026

These Terms of Service ("Terms") govern your use of TAP4DATA, a service operated by M-AVETECH IT SERVICES ("we", "us"). TAP4DATA lets businesses ("Vendors") rent a ready-made website to sell mobile data bundles and related services to their own customers. By creating an account or using the service you agree to these Terms.

1. Who can use TAP4DATA

  • You must be at least 18 years old and able to enter into a binding agreement under the laws of Ghana.
  • You must give accurate information when you register, including a working phone number and email address, and keep it up to date.
  • You are responsible for everything done through your account. Keep your password private and tell us at once if you think someone else has used it.

2. What we provide

  • A hosted store website on our domains (or a custom domain you connect), an admin dashboard, order processing tools and integrations with data providers, payment gateways and SMS providers that you choose to connect.
  • We provide the software only. We are not the seller of the data bundles on your store, and we are not a party to the sales between you and your customers.
  • Features available to you depend on the package you buy. We may improve, change or remove features. If a change materially reduces a paid feature during your current package period, we will tell you in advance.

3. Packages, payments and renewals

  • Packages are paid in advance for the period shown (for example 30 days). Prices are in Ghana cedis (GH₵).
  • Your store stays open while your package is active. After it expires there is a short grace period, after which the store shows an "unavailable" page until you renew. Your data is kept, subject to section 10.
  • Provider activation fees, where they apply, are shown before you pay.
  • Payments to us are processed by third-party gateways (such as Paystack or Moolre). Except where the law requires otherwise, package fees are not refundable once the package has started.

4. Your money and your customers' money

  • Payments from your customers go to the payment, provider and SMS accounts that you connect with your own keys. We do not hold your customers' funds and we are not responsible for settlements, reversals or chargebacks on your accounts.
  • You set your own prices, fees and refund rules, and you are responsible for honouring orders, refunds and withdrawal requests made by your customers.
  • Wallet balances, referral earnings and shop earnings shown on your store are records kept for your business. You are responsible for paying out any amount you owe your customers.

5. Acceptable use

You must not use TAP4DATA to:

  • break any law of Ghana, including the Electronic Transactions Act, 2008 (Act 772), the Data Protection Act, 2012 (Act 843) and the Cybersecurity Act, 2020 (Act 1038), or any rule of the National Communications Authority or the Bank of Ghana;
  • sell services you are not authorised to sell, mislead customers about prices or delivery, or run any scam, pyramid or fraudulent scheme;
  • send spam or unsolicited bulk SMS or email;
  • attempt to access other vendors' data, probe or attack the service, or overload it with automated requests;
  • resell or sublicense the platform itself without our written agreement.

We may suspend or close an account that breaks these rules, after a warning where reasonable, or immediately where there is a risk to customers, other vendors or the service.

6. Third-party services

Data providers, payment gateways, SMS providers and mobile networks are independent companies with their own terms. Their outages, delays, failed deliveries or price changes are outside our control. Orders are retried and checked automatically, but we cannot guarantee delivery by a third party.

7. Your content and brand

You keep ownership of your business name, logo and content. You give us permission to host and display them only to run your store. You confirm you have the right to use any name, logo or text you upload.

8. Availability and support

We work to keep the service available at all times, but it may be interrupted for maintenance, upgrades or reasons outside our control. Support is available through the contact details below.

9. Liability

  • The service is provided "as is". To the extent the law allows, we are not liable for indirect or consequential losses, lost profits, or losses caused by third-party providers, gateways or networks.
  • Our total liability to you for any claim related to the service is limited to the package fees you paid us in the three months before the claim.
  • Nothing in these Terms limits any right you have under Ghanaian consumer protection law that cannot be limited by contract.

10. Ending your account

You may stop using the service at any time by not renewing. We may close accounts that remain unpaid or inactive for a long period. Before deleting store data we will give notice by SMS or email where we can, so you can export what you need.

11. Changes to these Terms

We may update these Terms. We will post the new version on this page and, for important changes, notify you on your dashboard. Continuing to use the service after a change means you accept the updated Terms.

12. Governing law

These Terms are governed by the laws of the Republic of Ghana. Disputes will first be discussed in good faith; if not resolved, they will be handled by the courts of Ghana.

13. Contact

M-AVETECH IT SERVICES

Phone: —

Email: —